Whether it’s travel, tech or fashion, it’s all just points away.

We’ll call you back within 2 business days to answer any questions and help you complete your application. How about using your points to pay for school fees, home renovations or that pair of new boots you’ve been eyeing? With Westpac’s Aussie-first Pay with Points feature, simply “tap, tap, pay” and use your points anywhere Mastercard ® is accepted.

Low rate credit card

• For example, if you make an overseas transaction on 1 November 2025 and the transaction is processed to your account on 4 November 2025, an Overseas Transaction Fee of 3.5% will be charged.
• For Hyundai battery electric vehicles, that have their scheduled service completed at a participating authorised Hyundai Dealer, you will receive 24 months of included Premium Roadside Support from the date of service.
• Our offices in Asia, UK and US are unable to offer personal banking services or products.
• Velocity membership and Velocity Points earned and redeemed are subject to the Member Terms and Conditions, available at velocityfrequentflyer.com/member-support/terms-conditions as amended from time to time.
• When you have your Hyundai internal combustion engine or hybrid vehicle’s scheduled service completed at a participating authorised Hyundai Dealer, you will receive 12 months of included Premium Roadside Support from the date of service.
• Visit Mastercard Travel Pass website for information on accessing lounges, offer locations, a full list of Terms and Conditions and Frequently Asked Questions.

Enjoy travel related benefits designed to make your journey safe and convenient. To gain access to participating airport lounges, you must register your Bankwest More World Mastercard on the Mastercard Travel Pass website or app, generate a membership QR code and present this along with your boarding pass for validation. More World Mastercard customers receive ten complimentary lounge visits every year, per account, each visit can be used by either the primary cardholder or guest.

Eligible applicants must meet the spend criteria within 6 months of approval. The credit limit is the amount you have been approved to spend on your credit card. To redeem an offer visit the Mastercard Travel Pass website or app, select your preferred offer and generate an offer QR code. Present the valid offer QR code to the cashier and redeem the offer. Visit Mastercard Travel Pass website for information on accessing lounges, offer locations, a full list of Terms and Conditions and Frequently Asked Questions. Please review Mastercard Travel Pass Terms & Conditions before you make your first lounge visit.

Bankwest Qantas Mastercard introductory balance transfer offer:

If the overseas transaction is reversed and processed to your account on or after 8 December 2025, the Overseas Transaction Fee will also be refunded. Up to 24 months extended warranty insurance cover (in addition to the manufacturer’s expressed Australian warranty) on a range of personal items purchased using your Credit Card (terms, conditions, exclusions and eligibility criteria apply). You can redeem your complimentary Qantas Club lounge invitations by submitting the ANZ Aspire lounge invitation redemption form. To complete the online redemption form, click on the link and you’ll be directed to our partner website. Offer is for new and approved applicants and is limited to one offer per applicant. To request a change of credit card, choose one of the following options.

Eligible applicants must meet the spend criteria within 4 months of the date of approval. Eligible purchases include purchases made using your ANZ Credit Card Account but exclude specific purchases as set out in the ANZ Credit Card Conditions of Use (PDF). The $450 will generally be credited to your ANZ Credit Card Account within 3 months of meeting the spend criteria. The $450 credit will be applied to the purchases balance and does not constitute a payment under your Credit Card Contract with ANZ. You will not be eligible for the $450 back if your ANZ Credit Card Account is cancelled, suspended, transferred, or you have breached the ANZ Credit Card Conditions of Use (PDF).

Add your card to your digital wallet, then spend instantly with Apple, Google or Samsung Pay. Check out your amount owing, and get optional alerts when your next repayment is due. No need to hunt for a transaction – see what you’ve spent across your accounts at a glance. Flexible credit options for daily spending, emergencies or making the most of your points. There’s no need for you to do anything as this change will automatically be applied to minimum deposit casino your account.

† Cash advance rate

From that date, active ANZ Instalment Plans can still be viewed and managed in the ANZ App. Discover training options to build job-ready skills, start a career, change direction or learn something new. Access grants and services, find out what’s on in Victoria and have your say on government decisions. Your card must remain open for the bonus More Rewards Points to be received.

For more details of transactions which are not eligible to earn ANZ Reward Points and how these transactions are identified please refer to the ANZ Rewards Program Terms and Conditions (PDF). In each subsequent year, if eligible purchases of $20,000 or more are processed to your ANZ Platinum Credit Card Account during the relevant annual period, your next annual fee will be waived. The date purchases are processed may be different from the date they were made. Eligible purchases include purchases made using your account, but exclude balance transfers, cash advances, interest and fees.