No cover is available under any other benefit or if you are travelling on a cruise. For more information please refer to the Credit Card Insurance PDS (PDF). If the person you want to add as an additional cardholder isn’t already banking with us, we’ll need them to be identified at an Australia Post outlet.

When you apply and are approved for a credit card, we’ll set up a credit limit for you – your credit limit is the most you can spend on your card before you need to start paying it off. You can decrease your limit for a credit card anytime in the app or in online banking. To increase it, you’ll need to contact us – lending criteria will apply. The 20,000 bonus Velocity Points will generally be made available for redemption within 3 months of meeting the eligibility criteria.

We pay respect to Elders past and present as ongoing teachers of knowledge, songlines and stories. We strive to ensure every Aboriginal and/or Torres Strait Islander learner in NSW achieves their potential through education. Higher duties opportunities must be made available to teachers who are currently working part time or are seeking to work in a job-share arrangement. Teachers seeking these opportunities are encouraged to apply.

The $220 will generally be credited to your ANZ Credit Card Account within 3 months of meeting the spend criteria. The $220 credit will be applied to the purchases balance and does not constitute a payment under your Credit Card Contract with ANZ. You will not be eligible for the lucky 88 $220 credit back if your ANZ Credit Card Account is cancelled, suspended, transferred, or you have breached the ANZ Credit Card Conditions of Use (PDF). Some transactions and other items are not eligible purchases as they are not eligible to earn Qantas Points. For details see the ANZ Frequent Flyer Reward Terms and Conditions booklet (PDF). The 90,000 bonus Qantas Points and $200 will generally be credited to your ANZ Credit Card Account within 3 months of meeting the spend criteria.

• The $50 credit will be applied to the purchases balance and does not constitute a payment under your contract with ANZ.
• Applications close on Wednesday 26 November 2025, 4 pm.As part of the new Teachers Award conditions, some permanent positions advertised for merit selection will invite applications from teachers seeking permanent full-time OR permanent part-time employment.
• The annual fee is currently $58 (as at ) but is subject to change.
• The $100 credit will be applied to the purchases balance and does not constitute a payment under your Credit Card Contract with ANZ.

Overseas offices

Certain transactions and other items are not eligible to earn Reward Points, for details refer to the ANZ Rewards – Rewards Program Terms and Conditions booklet (PDF). If the overseas transaction is refunded and processed to your account either before or after 8 December 2025, the Overseas Transaction Fee will not be refunded. Eligible applicants must meet the spend criteria within 6 months of approval. The credit limit is the amount you have been approved to spend on your credit card. To redeem an offer visit the Mastercard Travel Pass website or app, select your preferred offer and generate an offer QR code.

Classic upgrade rewards

ANZ Cashback is not transferable and cannot be cancelled once issued. ANZ Reward Points are not earned on ANZ Cashback transactions on your account. When you redeem your ANZ Reward Points for ANZ Cashback, credit of your nominated value will be allocated to your eligible ANZ Rewards or other ANZ account within 2 business days. You will not be eligible for the $400 back if your credit card account is cancelled, suspended, transferred, or you are in default or breach of the ANZ Credit Card Conditions of Use (PDF).

The Complete Home Loan Package is closed when all home loans included in the package are closed. Under the package, only one optional Bankwest Qantas Mastercard, Bankwest More Mastercard or Breeze Mastercard account is allowed per customer. Most purchases are eligible purchases, except some things such as balance transfers, bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest More Rewards Terms and Conditions. Most purchases are eligible purchases except some things such as balance transfers, bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest Qantas Rewards Terms and Conditions. Most purchases are eligible purchases except some things such as balance transfers, bank fees, gambling, government charges and anything else listed in Section 5 of our Bankwest Qantas Rewards Terms and Conditions.

The 130,000 extra ANZ Reward Points and the $100 will generally be credited to your credit card account within three months of meeting the spend criteria. The $100 credit will be applied to the purchases balance and does not constitute a payment under your contract with ANZ. The 50,000 extra ANZ Reward Points will be credited to the account within 3 months of you retaining the card for over 15 months from the date of activating your card. You are not eligible for this offer if you currently hold or have held an ANZ Frequent Flyer or ANZ Rewards credit card in the last 24 months. Offer is for new and approved credit card applicants and is limited to one offer per applicant.